Car accident claims are some of the most common types of personal injury claims. For a car accident claim to be valid, however, it must be proven that the claimant’s personal injury was a direct result of the accident. Only then will he (or she) be entitled to compensation. With that in mind, here are some of the most frequently-asked questions about car accident claims.
Should I settle with the other party at the site of the incident?
It would be ill-advised to do so. Injury symptoms have a way of manifesting days, weeks, and even months after an incident. If the other party caused the accident, you’re going to need the involvement of his insurance company in case the damage to your health turns out to be more than what you first thought.
Do I need a lawyer when settling a car accident dispute?
Settling a car accident dispute should only be done when the fault is clear, you were not seriously injured, and your vehicle only sustained minor damage. If your case involves long-term or permanent injuries and a substantial amount of damage, it would be best to consult an attorney.
Should I accept what the insurance company offers for my injury?
No. More often than not, their initial offer won’t be their best offer. You need to negotiate with them and counter their offers until they give you their final offer. If you’re not satisfied, consult a personal injury lawyer about the need to file a lawsuit.