By and large, dealing with a car accident is difficult, even more so when you sustained a serious injury like a fractured vertebrae or cervical dislocation. Injuries of these nature will require continuous medical care and even physical therapy until you fully recover. These conditions will also mean taking time off from work so you can focus on your healing.
As a result, not only will you have to worry about medical expenses, but you will also have to worry about lost wages. Fortunately, in North Carolina, if you are involved in an accident, which you believe another individual caused, you have the right to file for a personal injury claim with that person’s insurance company and seek compensation for both medical bills and missed pay days. The claim letter should be submitted with copies of your medical bills and records, wage loss verification, and car repair expenses, among others.
Once you’ve turned over the necessary documents, the insurance company will evaluate the case. Eventually, they will offer you a settlement amount. This part is where things get tricky because insurers will often offer the lowest settlement amount possible, and it’s likely you’ll feel that it’s not even enough to cover your initial medical bills.
In this regard, it’s smart to look into hiring qualified lawyers to handle your personal injury claim. Lawyers are already well-versed in negotiating with insurance companies so car accident victims like you end up getting a just compensation.